[Chicago Tribune] If former Rep. Jesse Jackson Jr. is ordered to spend time behind bars, he would like to go to either the federal prison camp in Montgomery, Ala., or the low-security portion of the federal correctional institution in Butner, N.C., one of his lawyers said Monday.
That's nice. I would like to go back to my pre-baby weight, and Fred misses his hair.
[WashingtonPost] The move is likely to touch off a major court battle over voting rights, and the Justice Department is weighing a challenge to the new law, which is the first to pass since the U.S. Supreme Court struck down part of the Voting Rights Act.
Well done, NC! Now let's see how well Eric Holder's Justice Department does at fighting this under the new rules. (Really old rules, because it's the other clause or whatever, but not rules he or his people have ever been subject to before.)
Best part is that most of the new rules have been implemented, one way or another, by a majority of other states. Restrictions on early voting? Photo ID? Provisional ballots? All been done. If Holder is serious a lot of states are going to be filing amicus curiae briefs to defend their own laws.
First, there was the delay of Obamacare's Medicare cuts until after the election. Then there was the delay of the law's employer mandate. Then there was the announcement, buried in the Federal Register, that the administration would delay enforcement of a number of key eligibility requirements for the law's health insurance subsidies, relying on the "honor system" instead. Now comes word that another costly provision of the health law--its caps on out-of-pocket insurance costs--will be delayed for one more year.
Obamacare contains a blizzard of mandates and regulations that will make health insurance more costly. One of the most significant is its caps on out-of-pocket insurance costs, such as co-pays and deductibles. Section 2707(b) of the Public Health Service Act, as added by Obamacare, requires that "a group health plan and a health insurance issuer offering group or individual health insurance coverage may not establish lifetime limits on the dollar value of benefits for the any participant or beneficiary." Annual limits on cost-sharing are specified by Section 1302(c) of the Affordable Care Act; in addition, starting in 2014, deductibles are limited to $2,000 per year for individual plans, and $4,000 per year for family plans.
There's no such thing as a free lunch. If you ban lifetime limits, and mandate lower deductibles, and cap out-of-pocket costs, premiums have to go up to reflect these changes. And unlike a lot of the "rate shock" problems we've been discussing, these limits apply not only to individually-purchased health insurance, but also to employer-sponsored coverage. (Self-insured employers are exempted.)
These mandates have already had drastic effects on a number of colleges and universities, which offer inexpensive, defined-cap plans to their healthy, youthful students. Premiums at Lenoir-Rhyne University in Hickory, N.C., for example, rose from $245 per student in 2011-2012 to between $2,507 in 2012-2013. The University of Puget Sound paid $165 per student in 2011-2012; their rates rose to between $1,500 and $2,000 for 2012-2013. Other schools have been forced to drop coverage because they could no longer afford it.
According to the law, the limits on out-of-pocket costs for 2014 were $6,350 for individual policies and $12,700 for family ones. But in February, the Department of Labor published a little-noticed rule delaying the cap until 2015. The delay was described yesterday by Robert Pear in the New York Times.
Notes Pear, "Under the [one-year delay], many group health plans will be able to maintain separate out-of-pocket limits for benefits in 2014. As a result, a consumer may be required to pay $6,350 for doctors' services and hospital care, and an additional $6,350 for prescription drugs under a plan administered by a pharmacy benefit manager."
The reason for the delay? "Federal officials said that many insurers and employers needed more time to comply because they used separate companies to help administer major medical coverage and drug benefits, with separate limits on out-of-pocket costs. In many cases, the companies have separate computer systems that cannot communicate with one another."
The best part in Pear's story is when a "senior administration official" said that "we had to balance the interests of consumers with the concerns of health plan sponsors and carriers...They asked for more time to comply." Exactly how is it in consumers' interests to pay far more for health insurance than they do already?
It's not. Unless you have a serious, chronic condition, in which case you may benefit from the fact that law forces healthy people to subsidize your care. To progressives, this is the holy grail. But for economically rational individuals, it's yet another reason to drop out of the insurance market altogether. For economically rational businesses, it's a reason to self-insure, in order to get out from under these costly mandates.
#4
This is the kind of crap that really pisses me off.
For > 30 years this type of thing has beem my area of expertise.
Delay needed to align 'separate computer systems'
Any systems analyst worth his check knows from day one how hard or easy (well maybe) this key deliverable will be. ALL scheduling "should" be done with this in mind; also all testing plans should have this in mind. There is no legitimate reason for any of this to be "unexpected".
It is, however, a handy dandy excuse for the great unwashed to do whatever you want going forward.
#5
Yes Alan, clearly an excuse, and a week one at that. How often do we see computer systems blamed for malfeasance? Not certain how it can even be chirped with a straight face.
#8
One point: the ACA law may allow him (or the secretary of DHHS, which is the same thing) to issue delays. It allows him to issue waivers -- the Dems built that into the law. So before we declare this latest delay to be 'illegal', read the fine print. It may only be 'outrageous'.
Posted by: Steve White ||
08/13/2013 13:22 Comments ||
Top||
#9
Single pay system. That is what all this was for.
A multi-volume chronology and reference guide set detailing three years of the Mexican Drug War between 2010 and 2012.
Rantburg.com and borderlandbeat.com correspondent and author Chris Covert presents his first non-fiction work detailing
the drug and gang related violence in Mexico.
Chris gives us Mexican press dispatches of drug and gang war violence
over three years, presented in a multi volume set intended to chronicle the death, violence and mayhem which has
dominated Mexico for six years.
Rantburg was assembled from recycled algorithms in the United States of America. No
trees were destroyed in the production of this weblog. We did hurt some, though. Sorry.
First, there was the delay of Obamacare's Medicare cuts until after the election. Then there was the delay of the law's employer mandate. Then there was the announcement, buried in the Federal Register, that the administration would delay enforcement of a number of key eligibility requirements for the law's health insurance subsidies, relying on the "honor system" instead. Now comes word that another costly provision of the health law--its caps on out-of-pocket insurance costs--will be delayed for one more year.
