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2005-09-28 Home Front: Politix

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Posted by Bobby 2005-09-28 11:28|| || Front Page|| [1 views since 2007-05-07] Top

#1 Actually it is quite disgusting when led by public servants who heretofore had expressed no particular interest in the matter. Had phukwit a genuine concern and foresight he might have raised the issue previously and obtained greater clarity for all concerned with the end result being people would know with more certainty whether or not they were covered for the type of perils that has come to pass with Rita and Katrina.

Posted by MunkarKat 2005-09-28 13:05|| 2005-09-28 13:05|| Front Page Top

#2 Just to play devil's advocate a little....

What constitutes flooding vs. Hurricane damage?

If I've got 6" of rain in my house cause the hurricane blew the roof off is that a flood, or hurricane damage? If a river or lake or ocean overflows it's banks and does in my house, that's a flood. But, if a rain storm breaks the windows and dumps water inside, is that a flood?

Insurance companies will use any possible way to weasle out of paying dime one if possible. Don't cry for them too much just yet.

Posted by AlanC">AlanC 2005-09-28 14:43|| 2005-09-28 14:43|| Front Page Top

#3 Both Hood and McCoy need to immediately be arrested and relieved from their posts, what they have announced is clearly unlawful abuse of their Office.

Won't happem however, they seem to truly be above the law.

Posted by Redneck Jim 2005-09-28 14:53|| 2005-09-28 14:53|| Front Page Top

#4 Insurance is contractual, with some state regulation on the side. To alter the policies by legislative action would constitute an ex-post-facto law, which is expressly forbidden in the Constitution. At least that is what I would argue....

Posted by Mark E 2005-09-28 15:04|| 2005-09-28 15:04|| Front Page Top

#5 If the water comes from below, it's a flood. If the water comes from above, it's hurricane damage.

Posted by Robert Crawford">Robert Crawford 2005-09-28 19:16|| http://www.kloognome.com/]">[http://www.kloognome.com/] 2005-09-28 19:16|| Front Page Top

#6 When dealing with insurance co.watch your ass.They will do everything they can to avoid pay outs.Pay outs mean less profit and thats what insurance co. are all about.

Posted by raptor 2005-09-28 19:33|| 2005-09-28 19:33|| Front Page Top

#7 Read your insurance policy! It clearly states that wind driven rain is covered. However, in the exclusions flood & surface water are excluded whether or not driven by wind. So basically, the flood from Lake Pontchartrain is not covered nor is the water from the storm surge. Both are surface water.

While everyone blames this on greedy insurance companies, keep in mind that if it is included as part of the policy, we all get to pay higher homeowners insurance premiums. I don't know about you, but mine are high enough. If poeple want to live in coastal areas, they should pay for coverage, not me.

Posted by Ulaimble Hupiper8324 2005-09-28 20:30|| 2005-09-28 20:30|| Front Page Top

#8 Read your insurance policy! It clearly states that wind driven rain is covered. However, in the exclusions flood & surface water are excluded whether or not driven by wind. So basically, the flood from Lake Pontchartrain is not covered nor is the water from the storm surge. Both are surface water.

While everyone blames this on greedy insurance companies, keep in mind that if it is included as part of the policy, we all get to pay higher homeowners insurance premiums. I don't know about you, but mine are high enough. If poeple want to live in coastal areas, they should pay for coverage, not me.

Posted by Ulaimble Hupiper8324 2005-09-28 20:30|| 2005-09-28 20:30|| Front Page Top

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